CoverX AI

Point Of Contact: Joe Chase, Founder & CEO

Available Services: AI tools built specifically for independent commercial insurance agents: review policies in minutes, compare quotes side by side, and build winning proposals.

IAOA Exclusive Discount: 50% off the first 3 months for IAOA members.

CoverX AI was built by a licensed commercial insurance agent with over a decade in the industry, including wholesale brokerage and a national property leadership role. After years of watching outside vendors build tools that didn’t fit how agents actually work, we built one that does, designed from the ground up for independent commercial agents.

Most AI tools in insurance are built for personal lines speed-quoting. CoverX AI is built for the complexity of commercial. Our platform handles the three things that consume an agent’s week: reviewing dense policies, comparing commercial quotes, and building proposals that win accounts.

The Form Analyzer reads commercial policies (150+ pages) in minutes, flagging coverage gaps by severity so nothing slips through. Quote Comparison lines up carrier options side by side so you can see the differences that matter. The Proposal Generator turns your analysis into a polished, client-ready proposal in a fraction of the time.

We’re independent-agent focused, full stop. CoverX AI is structurally on the agent’s side, and we built it to give independent agencies the same analytical horsepower the big shops have, without the enterprise price tag or complexity.

Review Policies. Compare Quotes. Build Better Proposals. Start with a free trial, no credit card required.